Economic Abuse

Economic Abuse

Did you know that domestic abuse can include ‘economic abuse’?

I read recently that one in six women in the UK has experienced economic abuse by a current or former partner.    So what actually is economic abuse?   The Domestic Abuse Act 2021 gives us the answer, because s.1 defines it as a form of domestic abuse:

Behaviour is “abusive” if it is any of the following—

  • physical or sexual abuse;

  • violent or threatening behaviour;

  • controlling or coercive behaviour;

  • economic abuse

  • psychological, emotional or other abuse;

and it does not matter whether the behaviour consists of a single incident, such as a forged signature,  or a course of conduct such as consistently denying you access to your own money, providing it is behaviour that has a substantial adverse effect on your ability to—

  • acquire, use or maintain money or other property, or

  • obtain goods or services.

This can be interpreted fairly widely and could include:

Dictating, tracking, or making you justify all expenditure;

Forcing you to ask for money;

Taking away from you your own money, be it savings or salary;

Controlling or denying you access to money;

Blocking your access to financial resources, benefits, and even information;

Refusing to contribute to household expenses;

Insisting accounts, funds and property are not in your name………….

………but the debts are – ie coercing you into debt or building debt in your name without your knowledge.

Help is at hand.   Surviving Economic Abuse (SEA) is the only UK charity dedicated to raising awareness of and transforming responses to economic abuse. 

If you are a victim, have a look at this:

For more information

Contact us on 01206 577676 or you can email [email protected]

The Importance of Contingency Planning for Executors in Your Will

The Importance of Contingency Planning for Executors in Your Will

When it comes to estate planning, writing a Will is a crucial step to ensure your wishes are carried out after your death. Part of this process involves appointing executors who will be responsible for administering your estate and carrying out your wishes as per your Will.  However, what happens if the people you appointed as your executors in your Will are no longer alive or able to act on your behalf when you die?


Executors play a fundamental role in the administration of your estate. They are responsible for taking control of your assets, discharging any outstanding debts, paying any tax liabilities due, and distributing your estate to beneficiaries according to your wishes.


Life can be unpredictable, and the people you initially choose as executors may no longer be available when the time comes for them to act. They might have passed away before you, become incapacitated, or simply decline to act as executors for personal reasons. In such cases, your estate could face delays and complications if you have not planned for these possibilities.


 To avoid potential issues, it is advisable to include contingency plans in your Will in relation to your executors. Here are some steps to consider:

  • Appoint other executors. You can name replacement executors in your Will. These individuals will step in if your primary executors are unavailable. Always discuss this with your replacement executors to confirm their willingness to take on the responsibility if needed.
  • Consider appointing a professional executor, such as a solicitor, as one of your executors or as your replacement executor. They have the expertise to handle complex legal matters and can ensure the efficient administration of your estate.
  • Regularly review and update your Will. Life changes, and so do the circumstances of the people you appoint as executors. Periodically review your Will and make updates as necessary to reflect any changes that may be required.  
  • Be open with your executors. It is essential to communicate your wishes with your chosen executors. This will help them understand their roles and responsibilities and be better prepared for their duties when the time comes.

While drafting or amending your Will it is always advisable to seek legal advice. A qualified solicitor can provide valuable insight and legal knowledge to ensure your Will is executed correctly. Estate planning is a complex matter, and the laws and regulations surrounding Wills can vary.


Contact our Private Client Team on 01206 577676 for further advice regarding estate planning and preparing your Will.

For more information

Contact us on 01206 577676 or you can email [email protected]