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Re-mortgage

Our fees cover all of the work required to complete the remortgage of your property, including dealing with registration of the new charge at the Land Registry and discharging of the previous charge.

Conveyancer’s fees and disbursements for a Remortgage

  • Legal fee – typically £650 + VAT our fees are based on the transaction value
  • Search fees – typically in the region of £275 (inclusive of VAT)
  • HM Land Registry fee – £135 for a £250,000 property. These fees are based on purchase price and no VAT is payable on this fee.
  • Electronic money transfer fee £35 + VAT
  • Land Registry Search Fees – in the region of £7 no VAT is payable on this fee.

Estimated total: £1,239

Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

How long will my remortgage take?

Typically these types of transactions take 4-6 weeks.

Stages of the process

In order to attend fully to a remortgage title information needs to be obtained and reviewed. The mortgage offer is checked and any special conditions noted. Searches or search insurance is likely to be required and the level of reporting needs to be ascertained.

If the event the transaction needs to tie in with another communication and planning is required to ensure all the Land Registry searches (priority searches reserving the lender’s position ‘in line’ to register a charge against the title) have to line up.  This can be a time consuming and technical process.

Alice Brett

Solicitor and Managing Partner, Property Department, Colchester

Alice qualified as a Solicitor into the Civil Litigation Department in September 2012. She joined the Partnership in April 2015 and now specialises in residential property. Alongside the law, Alice is also a trustee for Grassroots, a charity which helps small groups in Colchester and Tendring.

Email: [email protected]

“Exceptional service from start to finish resulting in a smooth house move!  We have already recommended you to two friends and would certainly use GoodyBurrett for any of our needs”

Matters which could related to a re-mortgage –

Depending on your circumstances you may need advice for various reasons such as:

If you would like to find out more information on a re-mortgage

Please complete our contact us form at the top of this page, email [email protected] or feel free to call us on 01206 577676