Buying a house?

An update on Buying a Home

Tenants and home buyers in England, Scotland, Wales and Northern Ireland are still permitted to move home, despite current lockdown measures being imposed in response to the Coronavirus outbreak on 6^th January 2021.   So, what does that mean for the property world?

Can I move home?

It has been confirmed that home buyers and renters are allowed to continue to move home during this lockdown in all parts of the UK.  This is subject to following social distancing rules and the correct procedures.  This means that people looking to move home can continue with planned moves and view new properties to move in the upcoming months.  Estate and lettings agents, removers, valuers and people in sales and letting offices and show homes are able to continue working.

Guidance suggests arranging in-person house viewings by appointment.  Social distancing measures must be adhered to and washing hands when first entering the home. Virtual viewings are also available in certain circumstances and can be arranged if you do not feel comfortable visiting the property. 

Can I still get a mortgage payment holiday?

You are still able to apply for a mortgage payment holiday up until the 31^st March 2021.  How long a deferral you may be able to qualify for will depend on whether you have already had one since the start of the Covid-19 outbreak or if this is a new request.

If you haven’t already taken out a payment holiday yet, you can request deferrals up to a maximum of sixth months.  Or, if you already have a payment holiday, you can extend this until you reach the six-month limit. 

How can we help you?

If you are worried about the process of buying a home during lockdown or asking for a mortgage deferral, then GoodyBurrett have a fantastic property department to help with the buying process.  If you are interested, contact us at 01206 577676 or at [email protected]